Debt settlement provides debt relief by negotiating a legal agreement with creditors to reduce the amount of money that is owed on your accounts.

How Can Debt Attorney Help?

Our debt attorney services include a thorough review of your finances to determine if debt settlement is right for you (or whether filing bankruptcy is better), a step-by-step plan to achieving a favorable debt settlement with your creditors, and skilled negotiation on your behalf with your creditors to secure the best possible financial outcome for you, your family, and your business.

Is Debt Relief Right For Me?

Debt settlement isn’t a cure-all for everyone.

However, for many individuals, an intelligent debt settlement solution can help save significant sums of money and shave years off of payments, and provide peace of mind with an affordable path to a brighter financial future.

The Advantages of Debt Settlement

The main advantages of debt settlement include saving your extra income from high-interest payments, getting out of debt without filing bankruptcy, protecting your credit score, and reducing stress with a simplified debt reduction plan.

• Keeping affordable payments
  
• No need to file for bankruptcy
  
• Stops creditor harassment immediately

Debt Settlement Alternatives: Chapter 7 & 13 Bankruptcy?

Determining if an out-of-court debt settlement solution is right for your requires a careful evaluation of your finances in addition to weighing other legal options such as filing Chapter 7 or Chapter 13 bankruptcy.

These could include:

• To whom the debts are owed
• The amount of interest you are currently paying
• Your income, financial assets, and property
• Your financial history (such as previous bankruptcies)
• Your current disposable income and ability to make payments
• Any pending home foreclosure proceedings or repossessions